With the global economic crisis on everyone’s lips, talking about investments can be stressful. But take some time to sit down with the friendly team at Lifetime Financial Solutions and you’ll be impressed by their calm and practical approach to building and protecting your wealth.
After owning and operating a busy service station, in 1992 Mal Smith made the move to life insurance and soon expanded into financial planning. He knows first-hand what it’s like to be in business - wanting to do the best you can to prepare for retirement while still enjoying life.
Now with 17 years experience in financial planning, Mal and his team have developed a winning approach to serving their clients.
“We are motivated by the need to help people plan for their futures – both from a business and a lifestyle perspective.”
The Lifetime Financial team has a uniquely professional and relaxed style that immediately puts clients at ease.  And it’s obvious there is an emphasis on communication.
“One of the main reasons why we find that our clients don’t panic when it comes to a downturn in the market is because we have been talking to them all the time about market volatility. We prepare them for the ups and downs and we’re there with them,” Mal said.
“I always say that advisors aren’t here to predict the markets, but to help our clients invest for the long term.”
Succession planning is also an important message Mal shares with clients.  Lifetime Financial practices what it preaches by mentoring and training new staff in the business.  There are now six members in the team including senior advisors and administration staff.
Jason Caruso joined the team last year bringing with him a strong background in accounting, law and education.
The latest recruit is Michael Scott, a USQ graduate with a degree in accounting and finance.  Michael is currently undertaking further study to secure his financial planning qualifications.
Another exciting move for Lifetime Financial Solutions is the recent opening of their new office in Miles managed by Senior Advisor David Sweetapple.  While David has been offering Lifetime Financial’s services in Miles for many years, the opening of a new shop-front allows the team to better serve clients in western Queensland.
The combination of business acumen, youthful enthusiasm, customer focus, communication and vision, is bound to see Lifetime Financial Solutions continue to grow and deliver results for clients into the future.