Are you prepared for the worst?

When disaster strikes, insurance can help you get back on your feet

Dalby Insurance Brokers principal Phil Wicks is one person who knows that disaster can strike at any time, and often does.

With over 30 years experience in the business, he understands the value of being prepared.

“Accidents, storms, fires…. they’re just an unfortunate fact of life. But having insurance, helps people recover from these difficult situations.”

Dalby Insurance Brokers specialises in fire and general insurance and offers an important service for busy people.

“Today, everyone is time-poor and it’s not always easy to find the right cover.

“As brokers, we work for our clients, not the insurance companies.

“We take the time to discover their needs, advise them on the types of policies available, and ensure the premiums are competitive.

“And if misfortune does occur, we help them make the claim.”

Business insurance can be complex, especially when dealing with issues such as liability, so it’s important to have the appropriate cover. And having suitable domestic insurance, is just as important.

“We recommend people take out a domestic policy for accidental loss or damage which covers items such as video cameras, jewellery and sporting equipment, anywhere in Australia, to the value of $2000 each.

“When clients are looking to insure a motor vehicle we take the time to ask questions such as: ‘Will the car be driven by a young driver?’ to ensure all requirements are met.”

Dalby Insurance Brokers was formed when Phil took on responsibility for the fire and general division of Kevin Turner & Associates 17 years ago.

Since that time, the firm has expanded to include a total of nine staff and now operates out of new premises at 43 Patrick Street.

“The premises are purpose-built to accommodate our business facilities. There’s a dedicated claims room and staff have their own offices so transactions can remain confidential.”

Phil believes the dramatic rise in custom over the years can be directly attributed to good service.
 
“Staff are our biggest asset. They are professional and committed to providing every assistance possible.”

So why not take the pressure off, and let the experienced team at Dalby Insurance Brokers find the right policy to protect your assets.