Opportunity of a Lifetime

Working hard for your money is one thing, getting your money to work for you can be even harder.  The complexities of the different opportunities available followed by successfully profiting from those opportunities can be a minefield.

Understanding and maximising your gains through the minefield is what Mal Smith and the team at Lifetime Financial Solutions are all about – financial growth for now and in the future.

For 16 years Mal has been advocating to the people of Dalby to become involved in their own financial success.

At Lifetime Financial Solutions the emphasis is on educating and informing clients so they are able to be involved in all of their personal investment and insurance needs for now and in retirement.

“Our industry is dynamic and when there are fluctuations and corrections it is important for us to ensure that we can effectively advise and guide our clients through,” says Mal.

“Currently the market is volatile, however as we look at the history of the Australian share market, downturns are a normal part of the economic cycle.”

“Superannuation is a long-term investment and historically when the markets come back they are usually at higher levels.  Riding it out positions you to benefit from the projected upturn.”

Mal is joined by a team of professionals that include Senior Advisor David Sweetapple who is based in Miles, Practice Manager Belinda Hoadley, Client Service Manager Kathy Mengel and Accounts and Client Service Bev Hoadley.

To meet the growth demands of Dalby and the surrounding region, Mal introduces a new face to the team with Jason Caruso.

Jason, a QUT graduate, brings to the team a background in accounting, law and education.  “Jason’s background will enable him to peel back the intricacy of our industry language and deliver them to clients in a more user friendly format,” offers Mal.

Jason, who is currently employed by Education Qld as a High School teacher has applied himself to the career change by completing a Diploma in Financial Planning and is now undertaking the Advanced Diploma.

“I enjoy guiding people and I have a passion for finance - this role offers a rewarding opportunity,” adds Jason.

Seeking professional advice on financial decisions is your first step to financial independence.  For a lifetime of financial freedom seek the advice of Lifetime Financial Solutions.